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e01617 No.106756 [Reply] [Watch]
923b37767e27c704384636f6f80c13aea90fdf94cbb3a3ad3e94feafbe8193dd.jpg U A
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Credit score is so fucking cool I love spending slightly more money (still less than half my limit) on my card then seeing my score immediately go down 50 points
Replies: >>106758 >>106762 >>106766
f8f337 No.106757 [Reply] 
I’ve never experienced that bad jewery. Idk I think they like me since my parents are on good terms.
Replies: >>106758
421aa1 No.106758 [Reply] 
>>106756 (OP) 
>>106757
Quit talking to yourself
1f5b2a No.106762 [Reply] 
>>106756 (OP) 
Credit score is easy to get, just use a credit card for everything and pay off the bills immediately by never spending money you don't have. Loans are for suckers
ab83b6 No.106766 [Reply] 
>>106756 (OP) 
credit card companies report you balance once a month, just figure out when that is and pay of your card before then
Replies: >>106768 >>106774
6be713 No.106768 [Reply] 
>>106766
accidentally maxed mine
fff478 No.106774 [Reply] 
>>106766
I have an autistic compulsion to check the balance daily. I pay in full whenever the figure switches from "pending" to "due."  My bank just raised my credit limit and I didn't even ask them to. Yay. I guess.
Replies: >>106776
8aa833 No.106776 [Reply] 
>>106774
how long have you had a credit card for
Replies: >>106777
fff478 No.106777 [Reply] 
>>106776
Not that long. I hesitate to post specifics for the obvious reasons. I was very surprised to get the notice, which they felt necessary to print out on a dead tree and send to me via snailmail instead of just putting a notice in the portal for me to see when I logged in.
Replies: >>106778
8d5974 No.106778 [Reply] 
>>106777
wait at least 6 months before asking
e50979 No.106779 [Reply] 
I don't have that issue and I always pay my balance asap, immediately after purchase when possible.
Replies: >>106783
fff478 No.106783 [Reply] 
>>106779
Maybe my setup is different.  My credit card is an offering of my bank.  I check balance via my bank's web portal and pay by transferring funds from my checking account.  When I buy something with the credit card it appears as a "pending" charge immediately.  But it can take 3+ business days for it to change to "due."  I was curious about this and my "personal banker" told me their credit card accounts are monitored by humans and occasionally transactions are spot-checked and verified by real human beans, due to the potential for fraud.This is why it can take a little while. He said "don't pay it when it says 'pending.' Always wait for it to say it's due."  K.
Replies: >>106788
5b596f No.106787 [Reply] 
They email you whenever your statement is available and just pay it then.
e50979 No.106788 [Reply] 
>>106783
My bank and credit card provider are two different entities, so maybe that plays a role
8aa833 No.106796 [Reply] 
fooians have <600 credit scores
fff478 No.106798 [Reply] 
>he still thinks we have bank accounts
52142a No.106801 [Reply] 
that's what you get for not paying off your debts goy
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